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Feature · Card & Bank Payments

However they want to pay — you’re covered.

Credit, debit, or straight from a checking account — secure processing with cards on file, automatic payments, and refunds that don’t ruin your day.

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First 3 months free No card required
app.bizbaby.com/payments/tap
SMSeattle Modern GROWTH ⌕ Search pages 🔔 SP
INVOICE #768353
$450.00
〰
HOLD CARD HERE
VISA
•••• 4412
EMMY GOLDSTEIN
✓ Charged on site · receipt emailed
Tap to Pay Your phone is the terminal No reader · no hardware
Paid the moment the job ends
Paid on siteBefore the truck left
app.bizbaby.com/payments/vault
The vault
How stored payment methods stay safe
WHAT THE CUSTOMER TYPES4412 8830 9921 4412
→
🔒
→
WHAT YOUR ACCOUNT KEEPStok_x8f2•••9c41
🛡 PCI-compliant vault 🔐 Encrypted at rest 🏦 Bank links via MFA

Smooth payments · bank-level security

Card numbers go in. Only tokens come out.

  • Secure processing

    Card transactions run through compliant, encrypted processing — sensitive financial data never sits in your notebook.

  • Every major card

    Credit and debit across issuers — customers pay how they like, online, in the portal, or on site with Tap to Pay.

  • Cards on file

    Store methods safely and charge agreed work without chasing — recurring and repeat billing become a non-event.

app.bizbaby.com/payments/disputes/D-102
Dispute #D-102 — $220“service not received” · gutter cleaning · Apr 10
WON
✓ Opened ✓ Evidence submitted ✓ Resolved in your favor
Completion photos ×4 📄 Signed quote #204 📍 On-site GPS log
↩ Partial refund — $60issued in one click on a different job · reason logged · books updated

Refunds & disputes

When things go sideways, the paperwork is already done

  • Seamless bank linking

    Customers connect a checking account once — big invoices clear at a fraction of card fees.

  • Refunds without the dread

    Issue full or partial refunds promptly — prompt resolution keeps customers happy even when jobs wobble.

  • Disputes, managed

    Chargebacks tracked in one place with your checklists, photos, and signatures as ready-made evidence.

Work that gets paid on the spot
Job done Invoice sent from the driveway Tap to Pay ready
Settled $450 · card ···4412 Receipt emailed automatically

The job’s not really done until the money’s in — make that part instant.

Good to know

Frequently asked questions

What payment options do customers have?

Card and bank payments. The customer pays straight from the invoice link, which opens without a password, on Essential and up. Paying from their own client cabinet, where balances and history sit together, is Premium and Growth.

Can customers set up automatic payments?

The business sets these up, not the customer. On Growth you can put a customer's saved card or bank account on a recurring charge schedule, and BizBaby charges it on each scheduled date. There is no self-serve autopay switch in the client cabinet.

How is payment information secured?

Cards go through Stripe: BizBaby stores only the last four digits and a Stripe token, never the full number. Bank payments differ - the account and routing numbers are stored in BizBaby's own database and sent to Stripe to set up the ACH mandate. Records stay scoped to your organisation.

Can customers manage their own billing?

Yes — the client cabinet shows payment methods, history, and open balances, all self-serve. Included on Premium and Growth.

Are there reminders for upcoming payments?

Yes, but they sit on different plans. The reminder sent before an invoice is due is part of automatic invoice follow-ups, on Premium and Growth. The failed-payment email to the customer is a required system email and goes out on Essential, Premium and Growth.

What are the processing fees?

Cards are 3.1% + 30¢ on Essential and 2.9% + 30¢ on Premium and Growth. Bank payments are 0.8%, capped at $5, on those same three plans.

Set a new standard for billing convenience

First 3 months free. No card required — ironically.

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